SCI-Arc requires that all full-time and part-time degree-seeking students who are enrolled in academic units have health insurance coverage. SHIP is designed specifically for all SCI-Arc students. It provides essential health benefits, as defined by the Federal Health Insurance mandate, as well as coverage for doctor’s visits, surgery, mental health care, and much more. Dependents of SCI-Arc students are not eligible to enroll in this plan.

The standard student health insurance fee for the 2024–2025 academic year is $2,964. For students who enroll in the Fall term, coverage begins September 1, 2024, and continues through August 31, 2025. Students who enroll in the Spring term will be charged a fee of $1,976; coverage for these students will begin on May 1, 2025, and continues through August 31, 2025.

Students have the option to waive SHIP with verification of comparable health insurance coverage. All waiver requests must be completed by the announced deadline through the online waiver portal. The portal will open in August 2024; you will receive an email notification when the portal is available. 

Comparable health insurance coverage will be verified at the beginning of every term. When insurance cannot be verified, students will be enrolled with SHIP and their account will be charged.

Comparable health insurance coverage must meet the following requirements:

• Plans must be operated and based in the United States and must be in full compliance with applicable federal laws. International students may not waive insurance from their home country. 
• Coverage must be active on September 1, 2024, and remain active throughout the full academic year (verified by broker)
• Deductible is no more than $5,000
• Annual maximum plan benefits must be unlimited
• For international students, the plan must have at $50,000 of repatriation coverage and $50,000 of medical evacuation coverage

Fall Waiver Deadline: Sunday, September 15, 2024 | 11:59pm

Spring Waiver Deadline: Monday, January 20, 2025 | 11:59pm

Optional Dental and Vision Insurance

Unlike medical insurance, dental and vision insurance are not required. If you are interested in dental or vision insurance, Aetna does offer these plans. If you wish to enroll with either or both plans, more information will be forthcoming.