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Our FAFSA Title IV code is 014073

Welcome to the SCI-Arc Financial Aid Website!
The process of applying for aid can seem complicated and time consuming, and our goal is to make it go as smoothly as possible for you. SCI-Arc participates in a wide variety of financial aid programs to assist our students and their families in paying for their education. This is the place to find information about the various financial aid programs available at SCI-Arc as well as our policies and procedures. Financial aid policies and procedures can change due to changes in federal regulations or campus decisions regarding aid; you should check this site regularly to get the most up-to-date information.
If you have any questions or concerns please don't hesitate to stop by our office, call or send us an email.
Please view the form below to view our Preferred Lender Arrangement Code of Conduct.

Financial Aid Office

Financial Aid Counselor                                                     

 Marisela De La Torre
Location                                                           Mailing Address
255 S. Santa Fe Ave Ste. 103                              960 E 3rd Street
(Corner of 3rd & Santa Fe)                                  Los Angeles, Ca 90013
Fax Number                                                      Email

Tips on Student Loans and other Financial Aid Resources


Did you know that the average student loan balance has doubled (from $15,000 to $30,000) in the last decade? We crafted this guide to help students and their parents better understand their college financing options, how to use student loans responsibly, and how to avoid the all-too-common problem of insurmountable student debt. Key elements of the guide include:

 - A step-by-step guide to applying for federal student loans

 - Information about loan forgiveness for students pursuing various service-oriented careers

 - Comparison of federal and private student loans: pros and cons, common pitfalls, and how to apply

 - Tips on managing and repaying loans post-graduation


Check out this great resource to help you be a wise student loan borrower. 



Computer Budget Increase Update

Computer Budget Increase

Computer budget increases are meant to allow a student to increase their financial aid budget in the event they have a need to purchase a new computer for the current academic year.  This increase will only be approved within the first 30 days of each semester.  Students will need to provide an itemized statement listing the planned computer equipment to be purchased, and/or a receipt that details the type and specifications of the computer already purchased.  The student must submit the budget increase request along with the supporting documentation to the Director of IT for approval before submitting to Financial Aid.

In the event a computer budget increase is needed after the 30 days, in addition to the itemized statement and receipt, a written statement from your instructor must be submitted.  The Instructor letter must indicate that a new computer is necessary for the student to successfully complete the semester.   

In all cases, a copy of the actual receipt showing that the student purchased computer equipment is required to be submitted to the financial aid office. 

2016-2017 Direct Loan Information

SCI-Arc provides loans to students and parents via Federal Direct Stafford and Parent PLUS programs. Alternative student loans are also available through private sources.

To be offered a federal student loan, including non-need based loans, you must first complete the 2016-2017 FAFSA.  

For more information about federal loan opportunities, go to the federal aid website at

Loan Rights and Responsibilities

 Student Federal Direct Stafford Loan

 The Federal Direct loan was created by the federal government to help finance educational costs. The loans are certified by SCI-Arc and funded directly by the US Department of Education.

  • For undergraduate level loans received in 2015-2016 (loans disbursed between July 1, 2015 and June 30, 2016) the interest rate for the subsidized and unsubsidized Stafford loans will be 4.29%.
  • For graduate level loans (students in Master's degrees) loans received in 2015-2016 (has a loan start date between July 1, 2015 and June 30, 2016) are unsubsidized only and fixed at 5.84%.
  • A 1.068% loan origination fee is charged and taken off the top of the loan. If you borrow $1,000, the amount disbursed is $990 (For example, $1,000 less the $10 loan origination fee).
  • Repayments begin six months after the student is no longer enrolled at least half-time, graduates, or leaves school
All students need to carefully consider potential debt before accepting loans.

Student Stafford Direct Subsidized vs. Unsubsidized

For undergraduate and credential students there are two types of Stafford Direct loans: subsidized and unsubsidized. Students in graduate programs are only eligible for the unsubsidized student loan.

  • Subsidized loans are based on financial need, the Expected Family Contribution (EFC), and the Cost of Attendance (COA) at SCI-Arc. The federal government pays the interest on these loans while the student is in school. There is a 6 month grace period where payment is not due, though interest will begin to accrue. After this 6-month grace period, the student is required to make payments on the loan including interest.
  • Unsubsidized loans have no interest subsidy, and therefore they accrue interest while the student is in school and during the 6-month grace period. The student may pay the interest while in school or may choose to postpone interest payments. Any accrued interest will be added to the original loan amount (capitalization).

Direct PLUS Loan:

The Federal Direct PLUS helps students(domestic) pay college expenses. Current Undergrad-Dependent/Graduate students may borrow up to the Cost of Attendance (COA) minus any financial aid received by the student. The interest rate is fixed at 6.84%.

There will be a 4.272% origination fee on this loan. This fee will be taken from each disbursement of the loan. Payments on this loan begin 60 days after the final disbursement in the spring.

Federal Financial Aid Changes for Undergraduates in 2016-17


How much money can I get?

Amounts can change yearly. For the 2016–17 award year (July 1, 2016, to June 30, 2017), the maximum award is $5,815.

Effective July 1, 2012, a Lifetime Limit will be assessed for all recipients of the Pell Grant. - The maximum number of semesters a student can receive a Pell Grant is now 12 (twelve) regardless of when you received your first Pell Grant:
  • The number of years receiving Pell will be tracked as a percentage with a maximum Lifetime Eligibility Used (LEU) of 600%.  For example, a full time student receives 2 semesters of Pell Grant will use 100% for the year.  A part time student receives 2 semesters of Pell Grant will use 50% for the year.
  • Students who have submitted a 2012-13 FAFSA and are in excess of 450% Lifetime Eligibility Used (LEU), will receive an e-mail message from the Department of Education in mid-June.
  • Students will be able to view their Lifetime Eligibility Used (LEU) on their Student Aid Reports (SAR) beginning July 2012 or can go to to find their LED from 1993 to present. 

It is important that students use their Pell grant eligibility wisely, especially prior to transferring to SCI-Arc.  NOTE: Congress enacted the Consolidated Appropriations Act of 2012 which included these changes.  SCI-Arc is required to follow all federal Title IV laws in order to maintain the financial aid program.

Notice to Students

“An individual may contact the Bureau for Private Postsecondary Education for review of a complaint.  The Bureau may be contacted at 2535 Capitol Oaks Drive, Suite 400 Sacramento, CA 95833,,Telephone (916) 431-6924 Fax (916) 263-1897.”

Constitution Day
Naturalization Test (.ppsx, 8318K)
Constitution Day commemorates the formation and signing of the U.S. Constitution by thirty-nine brave men on September 17, 1787, recognizing all who, are born in the U.S. or by naturalization, have become citizens.

Several members of the SCI-Arc community (students and staff) have recently become naturalized citizens.  In order for them to become citizens, they had to take a test.  Do you think you could become a citizen too?
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